Many of my clients have trid to avoid filing for bankruptcy by turning to debt consolidation or debt management companies. Unfortuately, most of these companies promise much more than they every deliver. Only about 1 out of every 10 people actually pay off their debts in the time they were promised. The majority of people enrolled in these plans spend so much money and do not realize the results they expected.
Take a few moments to view this link to learn more about the false promises made by these debt management companies.
http://www.nacba.org/Portals/0/Documents/NACBA%20Docs/NACBA%20debt%20settlement%20trap%20consumer%20alert.pdf
http://www.nacba.org/News/ConsumerAlertDebtSettlement.aspx
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