What Do I Do If I Need To File An Emergency Bankruptcy?

Let’s face it; the things worth doing in life take time. You probably didn’t buy the first house you stepped foot into or the first car you test drove. And chances are you dated a few people before deciding on whom to marry. Another good example rolls around every April, when taxes are due. But in that case it is a good bet you spent a few weeks or maybe even a month or two getting your paperwork together so a tax preparer could get your return done for you faster. When it comes to money matters, it just seems like things either take time, or hit you all at once. And while it can take some time to get your documents in order to give to a bankruptcy attorney to help you out when you have more debt than you can manage, sometimes life doesn’t give you the time you need. It might be that your wages are being garnished; your car repossessed, or you are looking at a foreclosure and if you don’t act right away you could lose valuable assets. If that is the case, don’t worry, there are provisions that allow for an emergency bankruptcy filing with fewer documents than what is normally required.

If you need immediate financial relief from an emergency bankruptcy filing, please do keep these things in mind though:

•         The emergency case can be initiated by filing the petition and social security number verification.

•         You do have to file the rest of the required documents, and if you fail to do so within 14 days of the initial filing, your case will be dismissed.

•         You are still required to participate in a debtor education course, or you will not be granted a discharge and all of your quick work will have been for nothing.

This is sometimes referred to as filling a bare bones petition, and while it is not the preferred method it is acceptable. If you are in immediate need of bankruptcy help, call us today. We will make every effort to get your case filed when you need it done, and to do the necessary follow up so you have a successful case and satisfactory result.

For more information about an emergency bankruptcy call us today or reach us online at www.law-ri.com. We have multiple locations to serve you and can schedule a time to meet at the office most convenient for you.